2025 Carrier Policy Quick Reference

Essential compliance updates and rate limits at a glance

Last Updated: November 2025

Critical Enforcement Changes

T-Mobile

SHAFT ML Detection

Real-time blocking active Nov 5, 2024. Prohibited content flagged instantly—no carrier review period.

Verizon

Volume Monitoring

Volume spikes >300% in 24 hours trigger automatic suspension without warning. No appeal period.

AT&T

Crypto Restrictions

Cryptocurrency and NFT campaigns blocked or face 7–14 day manual review. Often rejected entirely.

Throughput Limits by Trust Score (All Carriers)
Trust Score Rate Limit Daily Capacity Approval Time
75–100 (High) 60–225 msg/min 86K–324K messages 1–3 days
50–74 (Medium) 30–60 msg/min 43K–86K messages 3–7 days
0–49 (Low) 6 msg/min 8,640 messages 7–14 days
T-Mobile (Jan 2025)
DUNS Requirement
Mandatory

New brands require DUNS verification. Without: -15 trust score points.

Content Enforcement
ML Real-Time

SHAFT categories blocked instantly. No human review period.

Opt-Out Processing
<5 seconds

Required for STOP/END/CANCEL/UNSUBSCRIBE/QUIT.

AT&T (Jan 2025)
Crypto Blocked
7–14 days

All cryptocurrency/NFT campaigns require manual review. Often rejected.

Behavioral Analysis
Active

ML detects suspicious patterns. Preemptive throttling possible.

Financial Services
High Scrutiny

Payday loans, debt relief, investment schemes face restrictions.

Verizon (Jan 2025)
Volume Spike Limit
<300% in 24h

Exceeding triggers automatic suspension. No warning. No appeal.

Complaint Monitoring
<0.1% rate

Spam complaints above threshold = immediate throttling.

Trust Score Sharing
Cross-Carrier

Low scores on Verizon affect AT&T/T-Mobile approval.

Pre-Launch Compliance Checklist
Carrier Escalation Contacts
Carrier Support URL Escalation Timeline
T-Mobile tmobile.com/business/compliance 2–5 business days
AT&T business.att.com/messaging 3–7 business days
Verizon verizon.com/business/a2p 2–5 business days

📚 MyTCRPlus Resources

PDF Download
Detailed Policy Tracker

Download quarterly-updated PDF with all policy changes.

Tool
Policy Impact Calculator

Estimate your throughput based on trust score.

Analysis
Carrier Policies Hub

Full analysis of all 2025 carrier updates.